FDIS WindyCity Homepage > Merchant Services > Check Processing
Check Processing
We are proud to offer services from the worlds largest check processing company, TeleCheck®, to our clients. How you process transactions will determine the type of service ou should sign up for. The available options are:Check Verification
This service only verifies that the customer is a good check writer based on the extensive database TeleCheck® maintains. Checks must still be deposited into your account, and deposits MUST occur on the same day the transaction does. This service is available through most wired credit card terminals.Electronic Check Acceptance® (ECA)
This service approves the check writer and warranties the check. The funds are electronically transferred into your bank account and the check writer gets a 3 day float before funds are debited from their account. It is only available to merchants using the Eclipse® or FD 200 terminals.Virtual Check
This service allows merchants that are using a virtual terminal such as the Global Gateway to accept checks over the internet. The service works similarly to ECA, and is only available to online merchants.Rates and fees for check acceptance will depend on which service you use, your business type and monthly volume.